How Pay2Inbox works

You set a price. A stranger writes a message and puts a card on hold for that amount.

The card is only held. Nothing is charged when they send the message.

If you reply before the deadline, the hold is captured and they are charged the stamp.

If you decline, the hold is released. They are not charged.

If you do not reply within 10 minutes, the hold is canceled. They are not charged — full refund, automatically. The receipt shows the real deadline.

There was no charge to undo. The hold simply drops off.

Replies go out from Pay2Inbox. Your notify email is not shown to the sender, and the message does not set a reply-to address.

The platform owner is paid on the platform Stripe account. Other owners connect a Stripe Express account before their link can take a card. Pay2Inbox keeps a 10% platform fee when a message to a connected owner is captured. Nothing is kept if there is no reply.

Each owner has an invite link. If someone joins from it, the inviter earns 20% of that platform fee on messages captured within 12 months of the new owner joining. The payout is a transfer to the inviter's connected account. One level only. If the inviter is the platform owner, the fee stays on the platform and there is no extra transfer.

A refund or a dispute on a captured message reverses that referral earning, including a transfer already paid.

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